What To Do If You Met An Accident

What To Do If You Meet An Accident

What if you can't avoid an accident? If you are involved in one of the nearly 34 million accidents that occur annually, here are a few reminders that will help you.
Stop the car and get help if anyone is injured. If possible, ask a bystander to call the police and report the accident. If people are injured, the police will call for medical help.
Protect the accident scene from further chaos. Set up flares or turn on flashing lights to warn other motorists.
As soon as possible, write down the names, addresses, and phone numbers of witnesses and those involved in the accident. Also take down the license plate numbers, insurance information and the makes and models of the vehicles.
DO NOT discuss the accident with anyone involved in it or admit that you think you were at fault. Traffic laws vary from one jurisdiction to another, and you may not be at fault.
If you have a camera, take photos to provide documentation. Make notes about the time of day, weather and road conditions, and how the accident took place.
When the police arrive, provide any information they request. Find out where to obtain a copy of the accident report the police will file, and write down the badge numbers and names of any emergency personnel.
Call your insurance agent immediately, and follow your agent's instructions.